America’s Most Affordable Cities
Introduction
To find the Most Affordable cities, we started with America’s 100 largest Metropolitan Statistical Areas (MSAs) and Metropolitan Divisions (MDs), all with populations of 600,000 or more. We first assessed housing affordability, using the latest (Q4 2014) Housing Opportunity Index (HOI) from the National Association of Home Builders and Wells Fargo. Then we factored in an index developed by Sperling’s Best Places, which measures the cost of food, utilities, gas, transportation, medical expenses, and other daily expenses in each area.
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